Mortgage Calculator

free online mortgage calculator

Estimate your monthly mortgage payment including taxes, insurance, PMI and HOA fees, and see how extra payments shorten your loan.

Loan details
$
%
%
Taxes and fees
%/yr
$/yr
%/yr

Applies when down payment is under 20%

$/mo
Extra payments
$
$
$

Estimated monthly payment

$2,547.62

Loan amount $320,000

Principal & interest
$2,022.62
Property tax
$400.00
Home insurance
$125.00

Total loan amount

$320,000

Total interest

$408,142

Total loan cost

$728,142

Payoff time

30 yrs

Extra payment impact

Add extra payments to see how much time and interest you can save.

Original payoff

30 yrs

New payoff

30 yrs

Interest saved

$0

Time saved

0 mo

Original schedule With extra payments
$299,555